AKKO
Bay County
01 · Hello Bay County

Welcome to the family perks program.

A simpler way to protect every device in your household — built around partner-school families. 10% off any device protection plan. Setup in 90 seconds.

A family looking at a laptop together
02 · The plans

How much of the chaos do you want covered?

Keep everyone covered. Add the devices your household depends on and your 10% discount kicks in on its own — no codes, no hassle.

Household devices · no phones
The Whole House
Every device in the house — except phones.
$24.99$22.49/ mo
  • Unlimited laptops, tablets, TVs, consoles
  • Audio, smart home, accessories
  • Phones NOT included
$29–99 deductible · Unlimited claims
03 · The reality
1 in 3

Home electronics get dropped, soaked, or simply fail each year.

The other two are just having a good month so far.

The math behind the ask

One busted laptop costs way more than a year of coverage.

The top 5 accidental damage claims we see on laptops — and what they typically cost to fix.

01
Cracked screen
The "it was open when it slid off the couch" incident
$260
02
Liquid damage
Coffee vs. keyboard. Coffee won.
$650
03
Sticky or missing keys
Pop quiz: where'd the spacebar go?
$130
04
Cracked hinge / casing
Opened one-handed one too many times.
$150
05
Charging port damage
The charger was "definitely plugged in."
$210
Real outcomes, real reviews

What other parents actually said.

★★★★★

Not only does my policy cover all of my valuables for a super low monthly price, but I just submitted my first claim and was so impressed with my experience. It was quick, easy, and I got payment to replace my device directly to my PayPal really fast!

Marisol P.
★★★★★

My experience with AKKO was great, they respond fast, they are very calm, they are respectful, and much more. I would for sure recommend AKKO for someone who's looking for an insurance.

Devon K.
★★★★★

I expected the usual insurance runaround. I got a same-day walk-in repair and a $29 charge. Genuinely surprised.

Anna R.
A Tuesday, start to finish

One real claim, two ways to fix it.

Most parents have never filed a claim. Here's exactly what happens when you do — including the same-day walk-in option at one of 2,400+ AKKO partner repair centers.

Tue · 7:42pm
Incident

The drop

Phone slides off the kitchen counter. Screen cracks. Family group chat goes silent.

Tue · 7:46pm
Filed in 4 min

Claim filed

Login to AKKO account you got during signup and hit the button 'File Claim'. Photo + 2-line description. 4 minutes, no phone tree.

Tue · 8:11pm
Auto-approved

Approved

Auto-approval email lands before the dishes are done.

Pick your speed
REPAIR
Same day

Drop off at one of AKKO's partner repair centers—most are within 15 minutes of you. For most phones, tablets, and watches, you'll have it back by the end of the day.

REPLACEMENT
SAME DAY

Some devices are beyond fixing, and that's covered too. If your device can't be repaired, we'll reimburse you for its value so you can replace it right away.

Same day · or Fri 4:18pm
Resolved

Phone back, you're back online

New screen, original device, $29 deductible. No 90-minute hold music. No "unfortunately your claim has been denied."

Common questions

Asked, and answered.

The short, honest version. If we missed something, our team replies in under 4 hours.

Both. AKKO is a real protection plan backed by A+ rated carrier. Your school partnership unlocks the discount + extra partner perks.
Use the link from your school — discount auto-applies at checkout. No code to remember.
$29–$99 per claim depending on the device. Unlimited claims per year. Up to $2,000 per claim. No "gotcha" caps.
Yes — for most phones, tablets, smartwatches and earbuds. AKKO partners with 2,400+ local repair centers, so after a claim is approved you can drop off in person and walk out the same day. Laptops, TVs and bigger devices typically use the 3-day mail-in path.
Intentional damage, devices lost without a police report, and cosmetic scratches that don't affect function. Pretty much everything else is fair game.
Yes. Bump up to a bigger plan mid-year, pro-rated. Downgrades happen at renewal.
Full refund within 30 days if no claims filed. After that, cancel anytime — pro-rated.